Engel & Völkers San Anselmo
Winter 2023
buyer’s guide
Home Equity
There are both financial and emotional benefits to owning a home. After all, a home is the center of your world. When you own a home, you are investing your money into your future. Home equity has the ability to increase each time you make your monthly payments, as well as when you make smart home improvements. In a strong economy, home values can increase each year. The greater your equity, the more you can capitalize on your home’s value over time.
buyer’s guide |
The Power of Investing in Ownership
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02.
03.
Close On Your New Home!
01.
04.
Home Appraisal & Inspection
Choose The Right Advisor
Start Your Home Search
The Home Buying Process
Final Walk-Through
06.
Getting Pre-Approved
Making An Offer
05.
07.
When considering buying a property, it is essential to work with true market experts who take the time to understand your unique real estate goals. Engel & Völkers advisors are known for their unparalleled professionalism and their dedication to providing high-quality, personal service. These characteristics are evident among all Engel & Völkers real estate advisors in local markets across the globe. Each of our advisors is devoted to the core values of competence, exclusivity and passion, as they represent a luxury, global real estate brand with over 40 years of brand heritage and experience. Engel & Völkers advisors are leaders in their local markets with knowledge and valued connections that help maintain our consistent leadership internationally. Through periods of both strong economic growth and in less certain times, Engel & Völkers has maintained consistent success in advising clients to find the perfect home, and we look forward to serving you.
Notable Achievements
+ Top Producing Agent in Marin & San Francisco + Sold over 100 properties throughout the Bay Area + SFAR MLS & Technology committee member 2017 - 2021 + MAR Government Affairs committee member 2021 + Tamalpais Aquatic Master swim team member + Broadcast radio DJ for KUSF 90.3 FM
Meet Chris Jurach
Chris has been working as a realtor in Marin and San Francisco since 2015 and brings years of life experience to both sides of the Golden Gate Bridge. Having sold over 100 properties, representing an equal number of Buyers & Sellers, he has developed a track record of success through distinctive property transformations, design-focused marketing, well-honed negotiation skills and providing a concierge style of service to his clients. As a homeowner and investor, he has hands-on knowledge of renovation, design and architecture, and has a deep understanding of the many neighborhoods, towns and school districts in the area.
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167 7th Avenue • San Francisco • California $1,650,000
1 Woodland Place • Kentfield • California $4,100,000
42 Tingley Street • San Francisco • California $1,580,000
3341 22nd Street • San Francisco • California $1,450,000
Most Recent Sales
201 Folsom Street • San Francisco • California $5,455,000
139 Grand View Avenue • San Francisco • California $4,650,000
San Francisco, CA San Francisco, CA Belmont, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Rafael, CA San Francisco, CA San Francisco, CA
$5,455,000 $4,650,000 $2,725,000 $2,380,000 $2,360,000 $2,150,000 $2,050,000 $2,000,000 $1,940,000 $1,850,000 $1,720,000 $1,700,000 $1,685,000 $1,650,000 $1,650,000 $1,650,000 $1,625,000 $1,600,000 $1,600,000 $1,600,000 $1,595,000 $1,580,000 $1,540,000 $1,500,000 $1,500,000 $1,460,000 $1,450,000 $1,450,000 $1,450,000 $1,425,000 $1,400,000 $1,395,000 $1,375,000 $1,345,000 $1,300,000 $1,285,000 $1,250,000 $1,250,000 $1,250,000 $1,234,567 $1,230,000
201 Folsom Street #33B 139 Grand View Avenue 1425 Sixth Avenue 201 Folsom Street #31C 201 Folsom Street #31C 3934 18th Street 650 36th Avenue 2235 Beach Street #301 1271 12th Avenue 2215 19th Avenue 1190 Sacramento Street #3 849 Paris Street 99 Mirabel Avenue 1651 Washington Street 1285 4th Avenue 167 7th Avenue 2078 45th Avenue 146 Faith Street 378 Franconia Street 1350 Ortega Street 1042 Jackson Street 42 Tingley Street 200 Brannan Street #205 1046 Jackson Street 60 Coleridge Street 5 Wool 2159 12th Avenue 3341 22nd Street 318 Ortega Street 180 Day Street 2122 42nd Avenue 1044 Jackson Street 1865 24th Avenue 134 27th Street 2987 Harrison Street 1425 Vallejo Street #205 260 King Street #485 1583 46th Avenue 212 Baypoint Drive 378 Franconia Street 1277 Howard Street #5
Chris Jurach | Recent Sales
$1,200,000 $1,199,000 $1,195,000 $1,190,000 $1,185,000 $1,175,000 $1,150,000 $1,150,000 $1,150,000 $1,125,000 $1,105,000 $1,053,000 $1,027,000 $1,020,000 $1,000,000 $1,000,000 $995,000 $990,000 $975,000 $950,000 $949,725 $947,000 $930,000 $929,000 $927,500 $925,000 $920,000 $907,500 $905,000 $900,000 $900,000 $892,500 $850,000 $810,000 $725,000 $680,000 $680,000 $659,000 $625,000 $605,500 $585,000 $275,000
3675 Fillmore Street #101 1000 3rd Street #713 3135 24th Street #7 141 Porter Street 4125 24th Street #2 1696 Palou Avenue 515 Munich Street 267 Hermann Street 2367 24th Avenue 30 GladStreetone Drive 3701 Divisadero Street #305 25 Camp Street #1 360 Guerrero Street #401 720 Gough Street #44 250 King Street #1512 306 Donahue Street 3701 Divisadero Street #305 2600 18th Street #12 1150 Folsom Street #4 2051 Scott Street #403 821 Folsom Street #314 542 Fell Street 2367 24th Avenue 77 Van Ness Avenue #505 360 Guerrero Street #102 591 Missouri Street 175 Bluxome Street #111 28 Williams Avenue 619 Shotwell Street #6 44 Willow Avenue 1293 Lynwood Drive 1450 Franklin #804 1545 Pine Street #308 55 Monte Vis 5301 Mission Street #4 8300 Oceanview Ter #310 8300 Oceanview Ter #310 55 Page Street #617 55 Page Street #617 2650 22nd Avenue 588 SeAvenuer Drive 55 Page Street #218
San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA Sausalito, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA Fairfax, CA Novato, CA San Francisco, CA San Francisco, CA Novato, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA San Francisco, CA Oakland, CA Mill Valley, CA San Francisco, CA
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Chris was absolutely fantastic to work with! It was my first time navigating through this process and Chris was there to guide me through the entire process. He always kept me up to speed on everything that was happening and was very articulate and clear in his communication. I would recommend Chris to anyone looking to buy or sell in San Francisco. Jon F. - Seller
Chris' attentiveness, attention to detail, level headedness, and deep market knowledge made my selling experience much easier and led to a positive outcome, even during the turbulent market. Unlike many seller realtors who tell you what you want to hear, Chris provides honest, fact based perspectives that get it done as best as possible. I could not recommend Chris more for your Bay Area real estate dealings Bar I. - Seller
"I genuinely care about my clients and work tirelessly to get them the best results. If you'd like to speak with one of my clients, I'd be more than happy to provide a list of references" Chris
We had such a great experience working with Chris! We were looking to sell our place during what we anticipated being a tough time in the SF market and unexpectedly he was still able to make it a stress-free experience and move our place within a few weeks. Katie & Martin - Sellers
What My Clients Say
Chris and his brilliantly efficient team recently helped me sell my home. It was a joy to work with him from start to close. He provided a flawless experience - coming to my home to provide suggestions on positioning and to review comps in the area. We priced perfectly for the market, staged and created fabulous photos captured by his team and were able to sell above asking in a very tight turnaround. Communication was thoughtful, honest and consistent throughout, leading to a very easy close. I would recommend him to anyone looking to list their home in SF without reservation. You rock Chris! Kristian - Seller
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Your credit score is a big variable in finding out which type of loan is best fit for you and some lenders may not offer the specific loan you need. Use a mortgage calculator to get an idea of what your budget will look like for your home. In addition, do some research on the various loan options (i.e., VA, FHA, Conventional). Once you have an idea of which loan is right for you, this will be beneficial for you to look at sample rates, costs, and fees you will be responsible for upon closing.
Re-evaluate your budget based on pre-approval.
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Know which types of loans are available.
Shop for a lender.
To ensure you are able and ready to buy a new home, a mortgage pre-approval letter is the next best move to make. This tells the seller you are serious about buying a home and making an offer. Here are a few points to consider when going through this process:
Get Pre-Approved
You are required to provide all documents needed to verify your monthly and annual income. This includes tax returns, W-2 forms, 1099s, and rental income you may have. Some bank statements, statements from the IRA, list of debts, rental history, court orders, alimony payments, bankruptcy, and foreclosure records may also be required.
Gather necessary documents for pre-approval letter.
You will want to look around for different lenders based on your financial needs. It is a good idea to do some research on multiple companies, what they offer, what their customer satisfaction rate is, as well as other factors to effectively compare which is right for you. Getting several quotes from different lenders may pay off substantially in the long run. Your advisor can provide recommendations as well.
1. Scan this QR code to download EV Insider, your personalized home search tool. 2. Start searching for homes in your preferred area. 3. Save the homes you love and request a showing directly through the app. 4. Contact me directly through the app to request more information. Or, you can visit [firstnamelastname].evrealestate.com to search for homes in your area.
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Make An Offer
To write the perfect offer, your real estate advisor is your best asset for this step. They have the knowledge and negotiation skills to ensure you are writing a competitive offer yet still getting the best deal around.
After finding the home you love, be ready to put an offer on the table as soon as possible. During this step, you need to move quicker than you may expect. It is imperative that you understand the current state of the housing market in the area you are looking in. Use market reports, comparative analysis' on similar homes, do your research before coming to the table with a solid offer.
Appraisals
Appraisals are a bit different. While inspections establish the particular condition the home is in, appraisals aim to establish how much the home is worth. This is based on a variety of factors including current market trends, comparative properties (similar homes selling within the last 90 days), inspections, condition of the property, and features of the home. If the home is appraised at a lower value than the purchase price, negotiations can resume.
We want to make sure you know what you are getting yourself into when purchasing a home. These steps are imperative in the case that things pop up unexpectedly that you may not be able to see on the surface. If there is something that comes up, you may need to renegotiate the terms previously set. Although these steps are additional costs to you, it may save you more money and issues in the future. Inspections are a good idea in the circumstance that there any issues with the home that the seller did not disclose. These can be issues regarding the foundation of the home, the roof, electrical system, HVAC system, plumbing, or septic system. In Utah, it is recommended to also have radon and termite inspection. It is a good idea to have a licensed professional come by to inspect the home before continuing the home buying process.
Inspections
After potential renegotiating and having your final terms determined, you are almost ready to move in! When walking through your new home for the last time before closing day, you will want to make sure everything stated in your agreement terms are accounted for and in the condition expected. Here is a checklist that can serve as a guide through this step: Look for any imperfections you may have missed before (i.e., cracks in the ceiling, chipped paint, dents in the walls, etc.) Open all of the windows and doors Check locks & keys Test all of the appliances (if included in agreement terms) Flush all of the toilets to make sure they are properly running Turn on the faucets for proper functioning and water temperature Check the air conditioning and heating Turn the lights off and on Plug something into an outlet to confirm the electric system is working
It’s Closing Time!
Your new luxury awaits! After the final walk-through, it’s time to sign those papers and finalize the closing of your new home. There will be a lot of documents but no need to worry ‒ this is what your trusted advisor is here for. They can help explain each and every paper that you sign. Ask as many questions as you need because after all, this is probably one of the biggest purchases you will ever make. Now that you’ve sealed the deal, congratulations, you’re a new home owner!
Chris Jurach Engel & Völkers San Anselmo Global Real Estate Advisor +1 415 806-4966 chris.jurach@evrealestate.com chrisjurach.evrealestate.com DRE# 01864179
©2023 Engel & Völkers. All rights reserved. Each brokerage independently owned and operated. Engel & Völkers and its independent License Partners are Equal Opportunity Employers and fully support the principals of the Fair Housing Act. All information provided is deemed reliable but is not guaranteed and should be independently verified. If your property is currently represented by a real estate broker, this is not an attempt to solicit your listing.