2. CREATE YOUR WISH LIST
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Visit coldwellbanker.com and your agent’s site to check available properties Differentiate between wants and must-haves Determine preferred home style Use the Coldwell Banker Move Meter® to help you choose your ideal new neighborhood Consider amenities, schools, transportation, recreation Schedule home tours through your agent Choose the home you want to purchase
1. PARTNER WITH A COLDWELL BANKER AFFILIATED AGENT
Buying a home is one of life’s biggest investments and most exciting adventures. A Coldwell Banker® affiliated agent is equipped to be your trusted advisor in the process, guiding you every step of the way to make your experience smooth and successful.
Receive guidance throughout the buying process Get a competitive edge from local market knowledge Learn about available properties Gain access to off-market homes Benefit from time-saving convenience Get support through closing – and beyond
4. OFFER & DUE DILIGENCE
Review contract terms and conditions Negotiate the purchase price Select title and insurance providers Have earnest money ready Decide on a closing date Sign the offer Deliver the escrow check
3. ORGANIZE FINANCING
Create a timeline and budget Get mortgage pre-approval Check your credit report Determine type of mortgage Shop for best rates and programs Understand what you can afford
6. PREPARE FOR CLOSING
Schedule and book a moving company Notify post office, bank, etc. of new address Transfer and/or activate utilities Schedule and attend final walk-through Have all funds ready for closing Confirm wire instructions with title company
7. CLOSING DAY
Bring identification to closing Show proof of paid home insurance policy Review list of adjustments Sign the mortgage and all required paperwork Receive signed deed from seller Confirm all funds were transferred for closing costs and down payment Enjoy your new home!
5. UNDER CONTRACT
Finalize the home loan Send proof of home insurance to lender Discuss any discovered zoning changes, liens, easements or other restrictions with your agent Agent can facilitate the home inspection and resolution process Determine required repairs and/or upgrades Use the inspection report to renegotiate, if necessary Receive information from agent about reliable contractors and service providers Receive property disclosure from seller Lender to order appraisal report Title search can ensure there are no claims against the property’s title Pinpoint move-in date Certify funds for closing